Every day, thousands of people fall victim to fraudulent emails, texts, and calls from scammers pretending to be their bank. With the growing use of online and mobile banking, these scams are becoming more frequent—and more costly. In 2023 alone, Americans lost an alarming $10 billion to phishing schemes and other forms of fraud, according to the Federal Trade Commission. That’s a 13.6% increase from the year before!
But it doesn’t have to be this way. It’s time to fight back and put scammers in their place.
Online scams aren’t as scary when you know what to look for. At Embassy National Bank, we’re committed to helping you identify and avoid these threats as part of our promise to protect your accounts. That’s why we’ve teamed up with the American Bankers Association in a nationwide effort to fight phishing—one scam at a time.
Our goal? To empower every customer to spot phishing scams before they strike. It all starts with these four simple words: Banks Never Ask That. When something feels off, it probably is—trust your instincts and stay alert.
Here are four common phishing scams full of red flags:
- Text Message: Got a message asking you to sign in or share personal info? Scam alert! Banks Never Ask That.
- Email: Be cautious of emails asking you to click suspicious links or provide sensitive details. It might look legit, but it’s not—Banks Never Ask That.
- Phone Call: Your bank will never call to verify your account number. If you’re unsure, hang up and call your bank using a trusted number. Banks Never Ask That.
- Payment Apps: Scammers may text you, claiming your account is hacked and ask you to send money to a “safe” account. Don’t fall for it—Banks Never Ask That.
You’ve probably seen some of these scams before. But that doesn’t stop a scammer from trying. For tips, videos and an interactive quiz to help you keep phishing criminals at bay, visit www.BanksNeverAskThat.com and be sure to share the webpage with your friends and family.
