What Are Acquisition & Development Loans?
Acquisition and Development (A&D) loans are designed to help real estate developers and investors purchase land and prepare it for construction. Our lending experts can provide guidance on planning and reviewing your development budget and walk you through the planning process. Whether you're building residential neighborhoods or mixed-use developments in or around Atlanta, Georgia our acquisition and development loans provide the financial foundation to bring your vision to life.
Another lending option we offer is for your business to obtain financing to purchase single or multiple lots so you can expand your construction opportunities in other subdivisions.
Our Land / Lot Acquisition and Development Loan Solutions
Land A&D Loans *
- Terms: Typically, 12–24 months
- LTV: Maximum 75%
- Interest Rates: floating or fixed rate options
- Draw Schedule: Based on project milestones
*Subject to credit approval and program underwriting guidelines.
Recent Construction Loan and Development Locations
As a community bank in the metro Atlanta Georgia area we love supporting the construction of homes and lot development in Georgia! Some of our recent Residential Construction loans have been located in: Atlanta • Buford • Suwanee • Gainesville • Tucker • Mableton • Auburn • Hoschton • Cumming • Conyers • Braselton
For information on residential construction loans or land acquisition and development, please contact our experienced loan officer below!
