Our Loan Solutions
Whether you are ready to purchase a new investment property or refinance an existing one, Embassy National Bank has a solution to meet your individual borrowing needs. We offer competitive solutions on 1-4 family investment properties for both individual owners or business entities in the Atlanta metropolitan area and all over Georgia.
We value relationships so we will take time to understand your unique needs and offer a customized solution to help you determine the best solution for your individual or business goals. Your lending options include loans for acquisition, refinance or cash-out. We also offer a line of credit secured by your 1-4 family investment properties to make it easier for you to acquire new properties.
1-4 Family investment loans generally have the following terms:*
- Up to 80% loan to value
- 20- or 25-year amortization period
- 25- or 60-month balloon period
- Floating or fixed rate options
1-4 Family Investment lines of credit generally have the following terms.* You can use the line of credit to acquire new investment properties or to pay-off other debts.
- Up to 70% loan to value
- Interest only
- Up to a 24-month term
- Floating or fixed rate options
*Subject to credit approval and program underwriting guidelines.
RECENT 1-4 Family LOAN LOCATIONS
As a community bank in the metro Atlanta Georgia area we love supporting development around us! Some of our recent 1-4 Family Loans have been located in: • Atlanta • Doraville • Norcross • Decatur • Duluth • Suwanee • Milton • Alpharetta • Smyrna • Tucker
Have questions? We have a team of experienced lenders ready to help you set up for success!
