In the vast landscape of banking options, small businesses often find themselves contemplating what bank they should partner with. There is a compelling case to be made for the advantages of partnering with a local community bank, here are a few reasons. Personalized Service: Community banks are renowned for their personalized, hands-on approach to customer service. Unlike larger banks, where businesses may feel like just another account number, community banks, like ours, take the...

What you should know about safe online shopping during the busiest holiday season. Here's some top tips to help you on cybersecurity: 1. Choose Reputable Websites: Start by shopping on well-known and reputable websites. Stick to established online retailers and avoid unfamiliar platforms that might not have robust security measures in place. Look for HTTPS in the website address, indicating a secure connection. 2. Keep Software Updated: Regularly update your operating system, web...

In the ever-evolving landscape of real estate, strip malls are emerging as unexpected winners, with their value rising in response to the changing dynamics of remote work. As the traditional office environment undergoes a transformation, strip malls are seizing the opportunity to become versatile, convenient hubs for the evolving needs of the workforce. Adapting to the New Normal The recent surge in remote work has prompted a reevaluation of urban landscapes. People are no longer...

As a financially savvy individual, you're probably always looking to grow your money in the most effective way possible. One option that you may want to consider is placing your money into a Certificate of Deposit (CD) to take advantage of higher Annual Percentage Yield (APY) rates. This may be especially appealing if you're looking for a low-risk investment option. So, what exactly is a CD? Essentially, a CD is a deposit account that provides a fixed interest rate in exchange for a set term...

As a community bank in Georgia, we understand the importance of strong relationships with local businesses. Our Commercial and SBA Lending department is dedicated to working with businesses of all sizes to help them achieve their financial goals. At our community bank, we offer a variety of lending options to meet the unique needs of each business we serve. From term loans to lines of credit and SBA loans, our team has the expertise to help your business thrive. One of the key benefits of...

As a local community bank in Georgia, we specialize in providing personalized financial services to local businesses in the community. While we do offer commercial, SBA and residential construction loans, our commitment to our clients goes beyond just providing financial aid. We genuinely care about our clients and strive to establish a long-term relationship with them. Our mission is to be a bank that caters to our community and local businesses by providing excellent service beyond just...

As a business owner, finding the right financing solutions to help your business grow can be a daunting task. When it comes to commercial lending, turning to your local community bank can be the answer you’ve been looking for. Community banks are local, independent financial institutions that focus on serving the needs of their community. Unlike larger banks, they have more flexibility and are able to work with businesses on a more personal level. This means community banks are able to...

July 30, 2020 Starting a small business is a long, often complicated process – and owners have to work constantly to ensure they are successful. When their doors closed back in March in response to COVID-19, these businesses needed assistance so this closing was not permanent. The government stepped in, and provided aid in the form of PPP loans. The Paycheck Protection Program loaned funds that primarily kept employees of small businesses paid. Loan forgiveness will be granted to...

July 10, 2020 With limited budget for expensive advertisements and marketing, employees are the face of any small business. They reflect the values and expectations of businesses; they are cheerleaders and representatives for these brands. Changes along the journey are expected, but these workers remain loyal and adapt to help their employers. Small in numbers but strong in attitude, the workforce of a small business is a family. When the COVID-19 crisis began earlier this year, small...

June 15, 2020 Behind every small business is a story; it starts with a personal dream and a goal for the future. Starting a business means combining a great idea with ambition and patience. Along with this passion, there are many factors to consider when starting a project. With concerns such as attracting customers, finding suitable employees, and understanding city regulations, small business owners have their plates full. And this doesn’t even begin to cover the financial...

May 5, 2020 Embassy is here to help our customers in times of need. The unprecedented events over the last several months due to COVID-19 have challenged businesses of all sizes. Here is what one of our customers had to say regarding our response to the Paycheck Protection Program launch: During this COVID-19 crisis, access to the CARES act loan program through Embassy National Bank has given me the ability to allay the fears of my staff and to instill confidence in our customers that...

May 5, 2020 Small businesses all over the country are trying to keep employees paid and ensure their businesses can run during the COVID-19 crisis and economic downturn. Embassy is helping customers find solutions that are right for them to maintain operations during this difficult time. Here is what one of our customers had to say: As I sit here and read all these horror stories about the SBA loans during this economic crisis, I’m reminded how lucky I am to have the relationship I...