As a local community bank in Georgia, we specialize in providing personalized financial services to local businesses in the community. While we do offer commercial, SBA and residential construction loans, our commitment to our clients goes beyond just providing financial aid. We genuinely care about our clients and strive to establish a long-term relationship with them. Our mission is to be a bank that caters to our community and local businesses by providing excellent service beyond just...

As a business owner, finding the right financing solutions to help your business grow can be a daunting task. When it comes to commercial lending, turning to your local community bank can be the answer you’ve been looking for. Community banks are local, independent financial institutions that focus on serving the needs of their community. Unlike larger banks, they have more flexibility and are able to work with businesses on a more personal level. This means community banks are able to...

July 30, 2020 Starting a small business is a long, often complicated process – and owners have to work constantly to ensure they are successful. When their doors closed back in March in response to COVID-19, these businesses needed assistance so this closing was not permanent. The government stepped in, and provided aid in the form of PPP loans. The Paycheck Protection Program loaned funds that primarily kept employees of small businesses paid. Loan forgiveness will be granted to...

July 10, 2020 With limited budget for expensive advertisements and marketing, employees are the face of any small business. They reflect the values and expectations of businesses; they are cheerleaders and representatives for these brands. Changes along the journey are expected, but these workers remain loyal and adapt to help their employers. Small in numbers but strong in attitude, the workforce of a small business is a family. When the COVID-19 crisis began earlier this year, small...

June 15, 2020 Behind every small business is a story; it starts with a personal dream and a goal for the future. Starting a business means combining a great idea with ambition and patience. Along with this passion, there are many factors to consider when starting a project. With concerns such as attracting customers, finding suitable employees, and understanding city regulations, small business owners have their plates full. And this doesn’t even begin to cover the financial...

May 5, 2020 Embassy is here to help our customers in times of need. The unprecedented events over the last several months due to COVID-19 have challenged businesses of all sizes. Here is what one of our customers had to say regarding our response to the Paycheck Protection Program launch: During this COVID-19 crisis, access to the CARES act loan program through Embassy National Bank has given me the ability to allay the fears of my staff and to instill confidence in our customers that...

May 5, 2020 Small businesses all over the country are trying to keep employees paid and ensure their businesses can run during the COVID-19 crisis and economic downturn. Embassy is helping customers find solutions that are right for them to maintain operations during this difficult time. Here is what one of our customers had to say: As I sit here and read all these horror stories about the SBA loans during this economic crisis, I’m reminded how lucky I am to have the relationship I...

May 5, 2020 Our customers are looking for solutions during the COVID-19 crisis to help their businesses continue to operate under these unprecedented circumstances. Here is what one of our customers had to say in response to the recent Paycheck Protection Program: “Our PPP loan was funded this morning! I just want to thank you all for getting this done so efficiently, and the way you communicated and kept me informed during the process. This has significantly reduced my stress –...

May 5, 2020 Embassy customers have been looking for help during the economic crisis due to COVID-19. We are helping customers with PPP loans and solutions to keep their employees paid and keep their businesses running. Here is what one of our customers had to say: “I filled out the PPP application and uploaded everything to my contact at Embassy. I sent 3-4 companies at 5pm. At 5:09, 5:11, and 5:12, I received an email that my contact successfully downloaded my files. Then I...

5 ways tax reform will boost the hotel industry March 23, 2018 After months of speculation, tax reform is a done deal. The final tax bill reduces corporate tax rates, modifies or eliminates a variety of itemized deductions, changes the taxation of foreign income, and limits the number of tax brackets. If the stock market is any indication, these changes will be a boon for businesses. The stock market surged to record highs last week, with business leaders expressing optimism over tax...

July 9, 2019 Navin Shah is an entrepreneur at heart. Born in Ahmedabad, India, he was educated there as a civil engineer before emigrating to Chicago in 1971. He earned an M.S. in civil engineering from Purdue University in 1978, and then accepted a job with the Metropolitan Atlanta Rapid Transit Authority (MARTA). Even as a full-time government employee Shah found time for a side project, building shopping centers as a way to generate some extra income for his family. After four years...

May 4, 2019 A couple of weeks ago, Business Insider published an amazing article by Alex Morrell on check cashing that I think is well worth everyone’s time to read: An Ivy League professor who spent four months working in a South Bronx check-cashing store says we’re getting it all wrong. The article focuses on the research of University of Pennsylvania professor Lisa Servon, who spent several months working as a cashier at a check-cashing service in order to actually understand...